Benefit Funds for IBEW Local 910 Members


IBEW Local 910

About Your Welfare Plan

The Board of Trustees is pleased to welcome you to the Welfare Benefit website for the IBEW Local 910 Fund Office. You will now have access 24 hours a day, 7 days a week to commonly requested forms, useful links, and frequently asked questions regarding your benefits provided by the Plan. As always, please feel free to contact the Fund Office at (315) 782-5941 or (800) 801-2201 if you have any additional questions or concerns.

The Welfare Fund   has been a   Personal Account Plan (PAP) since January 1, 1995, which is classified as a Health Reimbursement Account (HRA) by the IRS. Benefits provided by the Plan are not guaranteed, are not intended or considered to be deferred income, are not vested at any time and are subject to the rules and regulations adopted by the Trustees. For each hour you work in covered employment, employer contributions will be made to your non-taxable PAP account. The Trustees will determine the portion of the contributions that will be credited to your personal account. Currently, $.40 of the total contribution is utilized to help offset a portion of the administration of the plan and the life insurance provided by the plan.

Your account will be decreased   by the monthly self-insured Health Care Benefit premium and any Heath Expense Benefits (non-reimbursed medical expense) you submit for reimbursement. No more will be paid out to you (or your beneficiary) under this Plan than has come into your personal account by way of contributions to the Fund made on your behalf by participating employers (which are based upon your work hours).

For more information regarding your Welfare benefits, please refer to the Summary Plan Description on the Documents page or the Frequently Asked Questions. As always, you can also contact the Fund Office at (315) 782-5941 or (800) 801-2201 if you have any additional questions.

IMPORTANT - Statement of Privacy and Disclaimer

This site is intended primarily for Fund participants and beneficiaries to provide them with additional access to Fund information that they may find helpful. Your use of this site constitutes your acceptance of the below limitations and your acknowledgment that the content and services provided at this site are for information only.

Please note: this site does not permit access to any confidential health related information or financial information.

Do not rely on this site or its links for determination of questions that you may have about your eligibility or entitlement to Fund benefits or for Plan coverage and benefits. Neither this site nor its links can provide you with a binding answer as to whether any claim you may have for Fund benefits will be allowed or denied. If you have questions concerning your benefit eligibility, coverage or a benefit claim by you or your beneficiaries, you should contact the Fund Office at 25001 Water Street, Watertown, NY 13601 (315) 782-5941 or (800) 801-2201.